BUYING A HOME IN ARIZONA
QUICK REFERENCE
®BENEFITS of Using a REALTOR
HOME COMPARISON
LOAN APPLICATION REQUIREMENTS
THE LOAN PROCESS
PMI FAQS
WHAT TO AVOID DURING THE LOAN PROCESS
TYPES OF LOANS
SAMPLE MORTGAGE PAYMENT
RENT vs BUY
THE ESCROW PROCESS
ESCROW SERVICES
CLOSING COSTS: WHO PAYS WHAT
CLOSING YOUR ESCROW
WHAT I S TITLE INSURANCE & WHY YOU NEED IT
TITLE POLICY CHART & WAYS TO TAKE TITLE IN AZ
RED FLAGS IN THE ESCROW/TITLE PROCESS
TERMS YOU SHOULD KNOW
DIRECTORY OF SERVICES
PLANNING YOUR MOVE
SAMPLE PURCHASE CONTRACT
SAMPLE BUYER ADVISORY
ARIZONA ZIP CODE MAP
DIRECTORY OF SERVICES
UTILITIES
APS | 602.371.7171 | www.aps.com
City of Phoenix - Garbage & Trash | 623.974.4791 | www.phoenix.gov
City of Scottsdale - Garbage & Trash | 480-312-2461 www.scottsdaleaz.gov
Rural Metro Fire Department | 480.627.6200
Salt River Project (SRP) | 602.236.8888 | www.srpnet.com
Southwest Gas | 877.860.6020 | www.swgas.com
COMMUNICATIONS
COX | 602.277.1000 - www.cox.com
Century Link 1.800.366.8201 - www.centurylink.com
Direct TV | 1.888.777.2454 - www.directtv.com
Dish Network | 1.800.823.4929 - www.dishnetwork.com
Western Broadband | 1.800.998.8040 - www.westernbroadband.net
MAIL
United Postal Service | www.usps.com
NEWSPAPERS
Arizona Republic | 602.444.1000 - www.azcentral.com
The Tribune | 480.898.6500 - www.tribune.com
AVONDALE
Fire Administration | 623.333.6000
Police Department (Non-Emergency) | 623.333.7000
Water Utilities | 623.333.2005
City Website avondale.org
BUCKEYE
Fire Administration | 623.349.6700
Police Department (Non-Emergency) | 623.349.6400
Water Utilities | 623.349.8700
City Website buckeyeaz.gov
CHANDLER
Fire Administration | 480.782.2120
Police Department (Non-Emergency) | 480.782.4130
Water Utilities | 480.782.3700
City Website chandleraz.gov
GILBERT
Fire Administration | 480.503.6300
Police Department (Non-Emergency) | 480.503.6500
Water Utilities | 480.503.6800
City Website gilbertaz.gov
GLENDALE
Fire Administration | 623.930.4400
Police Department (Non-Emergency) | 623.930.3000
Water Utilities | 623.930.3190
City Website glendaleaz.gov
GOODYEAR
Fire Administration | 623.932.2300
Police Department (Non-Emergency) | 623.932.1220
Water Utilities | 623.932.3010
City Website goodyearaz.gov
LITCHFIELD
Fire Administration | 623.932.2300
Police Department (Non-Emergency) | 602.876.1011
Water Utilities | 623.935.9367
City Website litchfield-park.org
MARICOPA
Fire Administration | 520.568.3333
Police Department (Non-Emergency) | 520.316.6800
Water Utilities | 520.568.4452
City Website maricopa-az.gov
MESA
Fire Administration | 480.644.2101
Police Department (Non-Emergency) | 480.644.2030
Water Utilities | 480.644.4444
City Website mesaaz.gov
PARADISE VALLEY
Fire Administration | 480.348.3631
Police Department (Non-Emergency) | 480.948.7418
Water Utilities
• City of Phoenix | 602.262.6251
• Arizona American Water | 800.383.0834
• Berneil Water | 480.966.5804
City Website ci.paradise-valley.az.us
PEORIA
Fire Administration | 623.773.7279
Police Department (Non-Emergency) | 623.773.8311
Water Utilities | 623.773.7286
City Website peoriaaz.gov
PHOENIX
Fire Administration | 602.495.5555
Police Department (Non-Emergency) | 602.262.6151
Water Utilities | 602.262.6251
City Website phoenix.gov
QUEEN CREEK
Fire Administration | 480.644.2400
Police Department (Non-Emergency) | 602.876.1011
Water Utilities | 480.358.3450
City Website queencreek.org
SAN TAN VALLEY
Fire Administration | 480.627.6200
Pinal County Sheriff (Non-Emergency) | 480.420.8689
Water/Johnson Utilities | 480.987.9870
City Website santanvalley.com
SCOTTSDALE
Fire Administration | 480.312.8000
Police Department (Non-Emergency) | 480.312.5000
Water Utilities | 480.312.2461
City Website scottsdaleaz.gov
SUN CITY
Fire Administration | 623.974.5321
Police Department (Non-Emergency) | 623.584.5808
Water Utilities | 480.895.2965
City Website suncityaz.org
SURPRISE
Fire Administration | 623.222.5000
Police Department (Non-Emergency) | 623.222.4000
Water Utilities | 623.222.6000
City Website surpriseaz.gov
TEMPE
Fire Administration | 480.858.7200
Police Department (Non-Emergency) | 480.350.8311
Water Utilities | 480.350.8361
City Website tempe.gov