Be prepared to provide some or all of these items to your loan officer.

  • Addresses of residences for last two years

  • Social Security Number

  • Drivers License or other valid ID

  • Names and addresses of employers for last two years

  • Two recent pay stubs showing year-to-date earnings

  • Federal tax returns for last two years

  • W-2’s for last two years

  • Last two monthly statements for all checking and savings accounts

  • Loans: Names, addresses, account numbers, and payment amounts on all loans, including real esate loans

  • Credit cards: Names, addresses, account numbers, and payment amounts on all credit cards

  • Addresses and values of other real estate owned

  • Value of personal property. Your best estimate of the value of all of your personal property (autos, boats, furniture, jewelry, televisions, stereos, computers, other electronics, etc.)

  • For a VA loan, Certificate of Eligibility or DD214s

  • Divorce decree if applicable

  • Funds to pay upfront for the credit report and appraisal

  • Letters of Explanation regarding credit inquires or special circumstances

© 2015-2021 by Melanie White | REALTOR® at My Home Group.         

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